Examples of Obamacare plan cancellations and premium increases are getting tons of media coverage, though you rarely hear the whole story. Some people losing their plans have insurance with huge gaps, the kind that leave you exposed to financial ruin when you get sick. Many people hearing from Insurers know only about the higher sticker price of new coverage, not the federal subsidies that will discount the prices by hundreds or even thousands of dollars a year. Upon closer inspection, quite a few stories of "rate shock" turn out to be stories of "premium joy."
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