North Georgia Insurance | Georgia Flood Insurance

Spring is here, your local North Georgia insurance agency wants to remind you about Georgia flood insurance.? Spring is notoriously known as the rainy season, and most of north Georgia isn?t recognized for flooding.? If you don?t live near water, generally you aren?t thinking about flood insurance.? However, if you recall flooding did happen in parts of north Georgia in 2009.

Here are some frequently asked questions about flood insurance in Georgia:

If a flood does destroy my home, will federal disaster assistance pay for all of my damages?

No, you are only eligible for federal disaster assistance if the President declares your area a ?disaster zone?.? Even then, the help only comes in the form of a small low-interest loan.

I live in a low-risk flood zone, why do I need flood insurance?

If there is a risk at all it?s better to be covered.? In 2009 parts of north Georgia that were considered a no-risk or low-risk zone were devastated by heavy rainfall.? Many homes were destroyed with no protection at all.

I am trying to buy a home, why is my mortgage lender requiring me to have GA flood insurance?

Federal law requires that you purchase GA flood insurance for homes or buildings in high-risk flood zones, also known as Special Flood Hazard Areas or SFHAs.

What if I want to purchase more insurance than NFIP offers to me?

This north Georgia insurance agency offers great rates on GA flood insurance as well as homeowners insurance.? This will ensure that you are covered in the event of natural flooding, such as rain and storms, or unnatural flooding such as plumbing issues.

Visit a great north Georgia insurance agency today to find out more about flood insurance in your area today.? Get started on a free quote and make sure that if disaster strikes that you?re in good hands.

Source: http://www.ga-insurance-agency.com/blog/avoid-backlash-flooding-ga-flood-insurance/

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